Effective Date: August 21, 2026
Welcome to A&W Financier. These Terms & Conditions (“Terms”) govern your access to and use of the A&W Financier website, online forms, scheduling tools, communications, and related online services.
By accessing or using this website, submitting information through the website, scheduling an appointment, or otherwise interacting with our online services, you agree to these Terms. If you do not agree with these Terms, please do not use the website.
1. About A&W Financier
A&W Financier provides professional business and financial support services, which may include:
- Bookkeeping and accounting support
- Payroll processing
- Cash flow management
- Budgeting and forecasting
- Nonprofit accounting
- Human resources management and compliance support
- Business consulting and related administrative services
The specific scope, pricing, responsibilities, and terms of services provided to a client may be governed by a separate engagement letter, service agreement, proposal, or contract. If there is a conflict between these Terms and a signed client agreement, the signed client agreement will control with respect to the services covered by that agreement.
2. Website Information Is for General Purposes
Information presented on this website is provided for general informational and educational purposes.
Nothing on this website should be interpreted as individualized accounting, tax, legal, investment, human resources, employment, or other professional advice.
Recommendations and services provided to clients may depend on the client’s individual circumstances, applicable laws, financial records, business operations, jurisdiction, and the terms of a separate professional engagement.
You should consult an appropriately qualified professional regarding decisions specific to your circumstances when necessary.
3. No Guarantee of Results
A&W Financier strives to provide accurate, professional, and high-quality services. However, we do not guarantee any particular financial result, tax outcome, business performance, cost savings, compliance determination, revenue increase, or other specific outcome.
Business and financial results depend on numerous factors outside the control of A&W Financier.
4. Accuracy of Information You Provide
You agree that information you submit to A&W Financier will be accurate, complete, and current to the best of your knowledge.
Our ability to perform services may depend upon information provided by you, your employees, financial institutions, payroll providers, software systems, government agencies, or other third parties.
A&W Financier is not responsible for errors, penalties, losses, delays, or other consequences resulting from inaccurate, incomplete, misleading, or untimely information provided by a client or third party.
5. Client Responsibilities
Clients remain responsible for reviewing their business records, financial statements, payroll information, employment decisions, filings, and other materials as appropriate.
Unless specifically agreed to in writing, A&W Financier does not assume management authority over a client’s business and does not replace the client’s responsibility for business decisions, internal controls, regulatory compliance, or legal obligations.
6. Human Resources Services
When A&W Financier provides human resources support, such services may include administrative HR functions, policy support, employee documentation, compliance assistance, onboarding, personnel management support, and related services.
HR information provided by A&W Financier does not constitute legal advice. Employment laws and regulations may vary by federal, state, and local jurisdiction.
Clients retain responsibility for employment decisions unless expressly provided otherwise in a written agreement.
7. Third-Party Services
Our website and professional services may use or integrate with third-party platforms, including accounting software, payroll providers, financial institutions, scheduling systems, communication platforms, cloud storage providers, payment processors, and other technology services.
A&W Financier does not control all third-party platforms and is not responsible for outages, security incidents, service interruptions, policy changes, or actions caused solely by those third parties.
Your use of a third-party service may also be governed by that provider’s own terms and privacy policies.
8. Electronic Communications
By providing your email address, you authorize A&W Financier to communicate with you electronically regarding inquiries, appointments, services, account matters, documents, and other business-related communications.
You are responsible for maintaining accurate contact information.
Electronic communication carries inherent risks, and no internet-based communication method can be guaranteed to be completely secure.
9. SMS and Text Messaging
If you provide a mobile telephone number and consent to receive text messages, A&W Financier may send you text messages regarding appointments, service updates, account-related matters, requested information, and other communications for which you have provided consent.
Message frequency may vary. Message and data rates may apply.
You may opt out of text communications at any time by replying STOP. You may reply HELP for assistance.
Consent to receive marketing text messages is not a condition of purchasing services.
Opting out of text messages does not prevent A&W Financier from contacting you through other lawful methods regarding an existing business relationship or services you have requested.
10. Intellectual Property
Unless otherwise indicated, the website and its contents, including text, graphics, branding, logos, images, designs, layouts, and other materials, are owned by or licensed to A&W Financier and are protected by applicable intellectual property laws.
You may view and use the website for lawful personal or business informational purposes.
You may not reproduce, distribute, modify, republish, sell, or commercially exploit website content without prior written authorization from A&W
Financier.
Financier.
11. Acceptable Use
You agree not to:
- Use the website for unlawful, fraudulent, or malicious purposes;
- Attempt to gain unauthorized access to our systems or accounts;
- Introduce malware, viruses, malicious code, or other harmful technology;
- Interfere with the operation or security of the website;
- Attempt to obtain confidential information belonging to another person or client;
- Misrepresent your identity or authority; or
- Use automated systems to scrape, copy, or improperly access website content.
We reserve the right to restrict or terminate access when we reasonably believe these Terms have been violated.
12. Website Availability
We strive to keep our website and online services available and accurate, but we cannot guarantee uninterrupted or error-free access.
We may modify, suspend, update, or discontinue any portion of the website without prior notice.
13. Disclaimer of Warranties
To the fullest extent permitted by law, the website and its content are provided on an “as is” and “as available” basis.
A&W Financier makes no warranties, express or implied, regarding the website’s availability, accuracy, completeness, reliability, fitness for a particular purpose, or freedom from errors.
Nothing in this section limits warranties or obligations that cannot legally be excluded.
14. Limitation of Liability
To the fullest extent permitted by applicable law, A&W Financier and its owners, employees, contractors, representatives, and affiliates will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from your use of or inability to use this website.
This limitation does not apply where liability cannot legally be excluded or limited.
Liability relating to professional services performed for a client may be governed separately by the client’s engagement letter or service agreement.
15. Indemnification
To the extent permitted by law, you agree to indemnify and hold harmless A&W Financier and its owners, employees, contractors, and representatives from claims, damages, liabilities, costs, or expenses arising from your unlawful misuse of this website or violation of these Terms.
16. Privacy
Your use of this website is also subject to our Privacy Policy, which explains how we collect, use, disclose, and protect information.
17. Governing Law
These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles.
Any dispute arising from these Terms or the use of this website will be subject to applicable state and federal laws and the dispute-resolution provisions, if any, contained in a separate written client agreement.
18. Changes to These Terms
A&W Financier may update these Terms periodically to reflect changes in our services, technology, business practices, or legal requirements.
When changes are made, the updated Terms will be posted on this page and the Effective Date will be revised.
Your continued use of the website after updated Terms are posted constitutes acceptance of the revised Terms.
19. Severability
If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
20. Contact Us
Questions regarding these Terms & Conditions may be directed to:
A&W Financier
Flower Mound, Texas | El Paso, Texas